Investigating the Issues That Affect You Most

Errors on Credit Reports: When Their Mistakes Become Your Problem

Dispute process called a "mockery"

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    A recent study calls the dispute process at major credit bureaus a "mockery."

    It's supposed to be the safety net for consumers plagued with errors on their credit reports, but a recent study calls the dispute process at major credit bureaus a "mockery."

    To read the report "Automated Injustice: How a Mechanized Dispute System Frustrates Consumers Seeking to Fix Errors in Their Credit Reports":
    http://www.nclc.org/issues/credit_reporting/content/automated_injustice.pdf

    To read the text of a proposed bill that would give consumers better access to and control over their data:
    http://www.govtrack.us/congress/billtext.xpd?bill=h111-2221
      
    To read a NY Times editorial in support of the legislation that would give consumers better access to and control over their data:
    http://www.nytimes.com/2009/05/25/opinion/25mon2.html?_r=1
    To read the ongoing Federal trade Commission study on credit report studies:
    http://www.ftc.gov/opa/2008/12/factareport.shtm