Illinois Gov. Pat Quinn has made a move to help struggling homeowners.
Quinn signed legislation that gives delinquent homeowners facing foreclosure a grace period of up to 90 days.
The bill gives people extra time to work with lenders. It was passed by the state legislature in January and Quinn signed it early Sunday afternoon at a church on Chicago's southwest side.
The legislation prohibits lenders from beginning foreclosure proceedings within the first 30 days that a homeowner is delinquent. After that, lenders have to tell homeowners that they have another 30 days to seek credit counseling before legal action could begin.
People who get housing counseling approved by the U.S. Department of Housing and Urban Development have an additional 30 days to develop a plan with their lenders.