credit report

Efforts are afoot to reduce the impact of unpaid medical debt on consumers, yet more could be done, advocates say.

“There’s this new type of excitement about putting your money to work for you,” said Flori Marquez, the founder of BlockFi, a cryptocurrency trading platform.

If you ignore medical bills, it can evolve into unpaid debt that ends up with a collection agency and on your credit report for up to seven years.

Consumers who chose free credit monitoring as part of the Equifax settlement should receive information about it soon if they haven’t already.

Equifax announced that buy now, pay later payments will be added to credit reports in early 2022. That could help some consumers, but others should be careful.

Today, Walker helps others avoid the money woes he’s overcome. He’s a consultant with a company that focuses on teaching athletes how to manage their money.

While the majority of compromised information was limited to email addresses and full names, it’s worth taking steps to guard your credit.

“This is something we’ve been asking for for a very long time,” said Chi Chi Wu, staff attorney at the National Consumer Law Center.

Equifax will offer Spanish translated credit reports to consumers online and through the mail, the credit reporting company said.

Checking your credit report can help you catch fraud, and give you a sense of your overall financial health. And it’s never been easier to do.

An estimated 1 million stolen credit cards were posted on the dark web, and it may be time you take steps to prevent fraudsters from using your personal data.

There are other alternatives for Wells Fargo clients whose personal lines of credit were closed.

If you’ve found yourself sent to a collection agency, there are ways to negotiate your delinquent debt down – or off your credit report entirely. Here’s what you need to know about negotiating with collections.

“Buy now, pay later” services, which let you spread out payments, can be attractive. Just be sure to understand what you are signing up for.

Before you try to take out a mortgage or a car loan, check your credit report. It may have a mistake that could cost you.

Your credit score determines your mortgage rate, and whether you can even get one at all.

Your credit score has a direct impact on your ability to get a mortgage and what interest rate you will pay.

The largest credit reporting firms — Equifax, Experian TransUnion — said consumers can access their credit report once a week, for free, through April 2022.

Many Americans share one common burden: credit card debt. Getting out from under those balances can be easier or harder depending on where you live.

More shoppers are expected to buy online this year amid the Covid-19 pandemic. But consumers should also beware of certain risks while shopping on the web.