A new health initiative offers a new option for the uninsured people deemed "high-risk."
Enrollment in the Illinois Pre-Existing Condition Insurance Plan begins today on a first-come, first-serve basis. Benefits will begin on September 1, 2010 for those people selected to be part of the program.
"This program is not a silver bullet that will solve all health insurance problems in Illinois," said Michael McRaith, director of the Illinois Department of Insurance to the Chicago Tribune. "It will provide a lifeline."
IPXP is federally funded and requires enrollees to pay a premium and out-of-pocket costs.
Illinois is one of about 30 states across the country establishing similar "high-risk pools" under national health reform legislation passed earlier this year.
Here's what you need to know if you plan to apply:
- Must be a U.S. citizen, national or legal resident
- Must be uninsured for 6 months or more
- Must have a preexisting condition
Residents who meet the qualifications can fill out and submit an IPXP enrollment application online.
