Holidays Start Even Earlier Online

You needn't wait for Black Friday to cash in on some real holiday bargains.

Chicago-area malls report seeing no downturn in potential shoppers, even though the National Retail Federation is predicting a downturn in spending.

That translates into earlier and deeper discounting. It's obvious everywhere you look -- especially the Internet.

The New York Daily News has a list of the Top 100 Budget-Friendly Web sites. is currently offering a $10 gift card to new users, and for travel, is offering several discounts.

But then there are those asking the question:  is it better to buy wisely or buy nothing at all?

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