Errors on Credit Reports: When Their Mistakes Become Your Problem

Dispute process called a "mockery"

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It's supposed to be the safety net for consumers plagued with errors on their credit reports, but a recent study calls the dispute process at major credit bureaus a "mockery."

To read the report "Automated Injustice: How a Mechanized Dispute System Frustrates Consumers Seeking to Fix Errors in Their Credit Reports":
http://www.nclc.org/issues/credit_reporting/content/automated_injustice.pdf

To read the text of a proposed bill that would give consumers better access to and control over their data:
  
To read a NY Times editorial in support of the legislation that would give consumers better access to and control over their data:
 
To read the ongoing Federal trade Commission study on credit report studies:
http://www.ftc.gov/opa/2008/12/factareport.shtm
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