Several years of severe weather is costing Illinois homeowners more for insurance through one major carrier.
State Farm raised homeowner insurance premiums an average of 4.9 percent this year.
Angie Rinock, a spokeswoman for the Bloomington-based insurer, says rates are being raised because of weather damage and the rising cost of building materials and labor.
This year's increase is more than the company's 2013 rate hike, which was 4.7 percent. In 2012, State Farm raised rates an average of 6.3 percent.
About one-third of Illinois homeowners have State Farm coverage.